Legal Disclaimers

1. General Disclaimer

DreamStack ("Platform") is provided for informational and research purposes only. The information, data, analyses, and tools available on the Platform are intended to assist users in their property research and should not be construed as professional advice of any kind.

The Platform is not a substitute for professional advice from qualified real estate agents, property valuers, town planners, solicitors, conveyancers, financial advisors, accountants, or other licensed professionals. Users should always seek independent professional advice before making any property-related decisions.

2. Property Data Disclaimer

2.1 Data Sources and Accuracy

Property data displayed on the Platform is aggregated from various third-party sources, including but not limited to:

We make no representations or warranties regarding the accuracy, completeness, reliability, currency, or suitability of any data displayed on the Platform. Data may contain errors, omissions, or inaccuracies, and may become outdated without notice.

2.2 Verification Required

Users must independently verify all property data before making any decisions. This includes, but is not limited to:

• Confirming property boundaries and dimensions with a registered surveyor
• Verifying zoning and planning scheme provisions directly with the relevant local council
• Obtaining current title searches and encumbrance checks from the Queensland Titles Registry
• Conducting physical site inspections
• Engaging qualified professionals for building, pest, and structural inspections
• Confirming flood, bushfire, and other overlay information with relevant authorities

3. Investment and Financial Disclaimer

3.1 No Financial Advice

The Platform provides various investment analysis tools, including rental yield calculations, subdivision feasibility assessments, development cost estimates, and investment scoring. These tools and their outputs do not constitute financial advice, investment advice, or recommendations to buy, sell, or hold any property.

3.2 Projections and Estimates

Any financial projections, estimates, or calculations provided by the Platform are based on assumptions that may not reflect actual market conditions, costs, or outcomes. These include:

• Rental Estimates: Based on comparable properties and market data; actual rental income may vary significantly
• Subdivision Costs: Indicative estimates only; actual costs depend on site conditions, council requirements, and market factors
• Development Feasibility: Simplified models that do not account for all variables; professional feasibility studies are required
• Capital Growth Projections: Historical data does not guarantee future performance
• Yield Calculations: Based on listed prices and estimated rents; actual yields depend on purchase price, actual rent achieved, and ongoing costs

3.3 Investment Risks

Property investment involves significant risks, including but not limited to:

• Market value fluctuations and potential capital loss
• Rental vacancy and tenant default
• Interest rate changes affecting borrowing costs
• Unexpected maintenance, repair, or compliance costs
• Changes to zoning, planning schemes, or development regulations
• Environmental factors including flooding, bushfire, and contamination
• Economic conditions affecting property markets

Users should consult licensed financial advisors, accountants, and mortgage brokers before making any investment decisions.

4. Zoning and Planning Disclaimer

4.1 Indicative Information Only

Zoning information, planning scheme provisions, zone rules, and development potential assessments displayed on the Platform are provided for general reference only. This information:

• May not reflect the most current version of the applicable planning scheme
• May not include recent amendments, variations, or temporary local planning instruments
• Does not account for site-specific conditions, overlays, or constraints
• Does not constitute a planning assessment or development approval
• May be subject to interpretation by the relevant planning authority

4.2 Council Verification Required

Users must obtain official planning information directly from the relevant local council before making any decisions based on zoning or planning data. This may include:

• Requesting a Planning and Development Certificate
• Obtaining pre-lodgement advice from council planning officers
• Engaging a qualified town planner for development assessments
• Reviewing the current planning scheme and all applicable overlays

4.3 Subdivision Potential

Subdivision potential assessments provided by the Platform are indicative only and based on simplified calculations using minimum lot sizes and general zone provisions. Actual subdivision potential depends on numerous factors not fully assessed by the Platform, including:

• Lot shape, dimensions, and access requirements
• Infrastructure capacity and connection availability
• Environmental constraints and vegetation
• Stormwater management requirements
• Council-specific policies and assessment criteria
• Neighboring property impacts and objection potential

5. Third-Party Services Disclaimer

5.1 External APIs and Data Providers

The Platform integrates with various third-party services and APIs to provide its functionality. We are not responsible for:

• The accuracy, availability, or reliability of third-party services
• Changes to third-party APIs that may affect Platform functionality
• Data provided by third parties that may be incorrect or outdated
• Service interruptions or outages affecting third-party providers

5.2 External Links

The Platform may contain links to external websites, including council planning portals, real estate listing sites, and government databases. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites.

5.3 Real Estate Listing Data

Property listing information sourced from real estate websites (including realestate.com.au and domain.com.au) is subject to the terms and conditions of those platforms. This information may be removed, modified, or become outdated at any time. The Platform does not guarantee the continued availability or accuracy of listing data.

6. AI and Automated Analysis Disclaimer

The Platform uses artificial intelligence and automated algorithms to generate property analyses, recommendations, and scores. These automated assessments:

• Are based on limited data inputs and simplified models
• May not account for all relevant factors affecting property value or suitability
• Should not be relied upon as the sole basis for any decision
• May produce different results for similar properties due to data variations
• Are not a substitute for professional property valuations or assessments

AI-generated recommendations and scores are provided for informational purposes only and do not constitute advice or endorsement of any property.

7. Limitation of Liability

To the maximum extent permitted by law, DreamStack and its officers, directors, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or reliance on any information provided by the Platform
• Any errors, omissions, or inaccuracies in Platform data
• Any property purchase, sale, or investment decision made based on Platform information
• Any financial loss, including loss of profits, arising from use of the Platform
• Any failure to obtain necessary permits, approvals, or consents
• Any third-party claims arising from your use of the Platform

8. Professional Advice Recommendation

9. Australian Consumer Law

Nothing in these disclaimers is intended to exclude, restrict, or modify any rights you may have under the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010) or any other applicable consumer protection legislation that cannot be excluded, restricted, or modified by agreement.

If any provision of these disclaimers is found to be void, unlawful, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

10. Acknowledgment

By using the Platform, you acknowledge that you have read, understood, and agree to be bound by these disclaimers. You acknowledge that:

• The Platform is a research tool only and does not provide professional advice
• All data and analyses are indicative and require independent verification
• You are responsible for seeking appropriate professional advice
• You assume all risks associated with decisions made based on Platform information

11. Contact Information

If you have any questions about these disclaimers, please contact us at:

DreamStack
Email: [email protected]